Rates

 3 Month

1.00%

0.90%

 $10,000

$1,000

 $10,000

$1,000

 6 Month

1.25%

1.15%

 $10,000

$1,000

 $10,000

$1,000

1.50%

1.40%

 $10,000

$1,000

 $10,000

$1,000

4.25%

$10,000

$10,000

1.75%

1.65%

 $10,000

$1,000

 $10,000

$1,000

2.00%

1.90%

 $10,000

$1,000

 $10,000

$1,000

2.15%

2.05%

 $10,000

$1,000

 $10,000

$1,000

2.25%

2.15%

 $10,000

$1,000

 $10,000

$1,000

2.50%

2.40%

 $10,000

$1,000

 $10,000

$1,000

2.75%

2.65%

 $10,000

$1,000

 $10,000

$1,000

An early withdrawal penalty may be imposed on withdrawals of principal prior to maturity.  Fees could reduce earnings.

¹APYs are accurate as of the date shown above and are subject to change without notice.

Member FDIC

Interest

Rate¹

Statement Savings

0.49%

 1.30%

 1.10%

 0.90%

 0.70% 

0.60%

0.50%

1.29%

1.09%

0.89%

0.69%

0.59%

0.49%

 $100,000 +

$50,000 - $99,999

$25,000 - $49,999

 $10,000 - $24,999

$2,500 - $9,999

$0 - $2,499

Elite Savings

1.74%

1.49%

1.24%

2.50%
2.25%
2.00%
1.75%
1.50%

1.25%

2.47%

2.23%

1.99%

1.74%

1.49%

1.24%

**The minimum balance requirement is waived for minors 18 and younger.

¹Interest Rates and APYs are accurate as of the date shown above and are subject to change without notice.  These savings accounts are variable-rate accounts therefore the interest rate and APY may change after account opening.  Fees could reduce earnings.  Contact us for current rates, fees, and other terms and conditions for these accounts.

Member FDIC

Interest

Rate¹

uPIC Interest

if 1 qualf is met

if 2 qualif²  met

if 3 qualif met

if all 4 qualif  met

0.10%

0.20%

0.30%

0.40%

3.25%

1.69% - 3.25%^(³)

0.10%

0.20%

0.30%

0.39%

3.20%

0.15%

no minimum

no minimum

no minimum

no minimum

no minimum

$0.01 - $24,999

$25,000 +

Basic Plus Checking

0.35%

HSA Checking

0.50%

0.25%

0.10%

0.49%

0.25%

0.10%

$100

$10,000+

$5,000 - $9,999

$500 - $4,999

¹ Interest rates and APY's are accurate as of the effective date shown above and are subject to change without notice. These checking accounts are variable-rate accounts therefore the interest rate and APY may change after account opening.  Fees could reduce earnings.  Contact us for current rates, fees, and other terms and conditions for these acccounts.

² Qualifiers for uPIC Interest Checking - To be eligible for a higher interest rate and APY, simply meet one or more of the following qualifiers during each monthly statement cycle:

- Be enrolled and receive eStatements (if you choose paper statements, a fee of $3 per statement applies). - At least one direct deposit (ACH credit) posts to the account.

- At least 15 debit card POS purchases post and settle to the account.

- Have over $50,000 in a consumer banking relationship (comprised of the current month's average available balance in consumer deposits and/or the current outstanding principle balance in consumer loans we service, excluding credit card accounts, as of the business day before the statement cycle ends; the primary accountholder on the checking account must also be the primary accountholder on all other accounts comprising the qualifying consumer banking relationship).

³ When the daily balance in this account is $25,000 or more, the APY varies because two different interest rates are in effect (one for the portion of the daily balance that is less than $25,000 and one for the portion of the daily balance that is $25,000 or more).  The 1.69% APY is based on a $50,000 daily balance.  Higher balances will result in a lower APY.

Interest

Rate

Business Plus

0.15%

0.10%

0.05%

$500