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Debit & Credit Cards

Primebank is here to help you with your debit and credit card needs.  These personal card products each feature their own variety of great benefits, so you will have the right product for your needs. 

Using the newest industry standards in encryption, you can use our chip-enabled EMV cards worry-free.  When using a chip-enabled terminal, the tiny chip embedded in your card generates a unique code for every transaction, making it even harder for your information to be stolen. 

Primebank Visa® Debit Card

The Primebank Visa debit card, gives you financial convenience and security. Don’t worry about carrying your check book; all you need is your debit card. Use it anywhere Visa is accepted.  Our FREE debit card can also be used at ATMs to withdraw cash from your accounts.

Don’t forget that the Primebank Visa debit card works for you. Whether with Primebank’s uPIC Points or Cash Back checking accounts, you can earn rewards every time you use your debit card. The Primebank debit card helps you earn more, your way!

Points earned with your debit card on the uPIC Points Checking account can be pooled with other accounts as well as with the points earned with the Primebank Visa credit card.

Call 800-717-4923 to activate your new debit card and choose your PIN.


UChoose Rewards®

With the Primebank Visa® debit or credit card, you can earn more, your way. Primebank has partnered with UChoose Rewards to provide you with the most expansive points rewards program available.

Each time you use your Primebank Visa® debit card with your uPIC Points Checking Account, you will earn one point per two dollars spent.  With your Primebank Visa® credit card, you earn one point per dollar spent.  You can redeem points for a wide array of products including: travel experiences and activities, event tickets, merchant gift cards or e-certificates, MP3 and game downloads, cash and much more from participating national retailers as well as participating local retailers right in our neighborhood. If you have both, a Primebank Visa® debit card and Primebank Visa credit card, you can pool points from both accounts!

You can also earn more points by shopping at participating retailers both in-store and online. To see a complete listing of participating retailers visit  It is easy to redeem your points. Simply register your card for UChoose© Rewards at and start shopping!

If you do not have a Primebank Visa® debit or credit card apply for one today and start earning points. With Primebank you earn more, your way! 

brella is a free mobile app that helps protect you from fraud by sending alerts when your card is used so you can quickly detect unauthorized activity and prevent fraud.  You choose which alerts to receive and when.  Alerts include:

  • Purchases exceeding thresholds you set
  • Purchases made via the internet or over the phone
  • Suspicious or high-risk purchases

Not only can you receive alerts but you can also:

  • Check your account balance without logging in with the Quick Balance feature
  • Find nearby ATMs
  • Submit travel notices
  • Log in with just your fingerprint

If you have an Apple device look for brella in the Apple App Store.  If you have an android device you will have to go to your app store and search “brella Card Manager” to download the new brella app to your device.

Apple App Store 

Google Play store

brella™ User Guide

brella™ Web Portal

Primebank is now offering Verified by Visa for your Primebank Visa Debit Card.  Verified by Visa is a global solution designed to make online purchases more secure. It helps ensure that payments are made by the rightful owner of the Visa account, building consumer confidence in online shopping.  Verified by Visa confirms an online shopper’s identity in real time by requiring an additional password or other data to help ensure that no one but the cardholder can use his Visa card online.  This helps to prevent fraudulent purchases, before they occur, giving cardholders’ confidence and security, similar to a physical shopping environment while shopping online.


To activate this new service that is provided by Primebank, multiple enrollment options are available.  You may enroll by visiting, and enter your Primebank Visa card number.   If not enrolled in the service, you will be asked to complete an activation page.  After entering the required identity information, you will be able to create a password. Another option is activation while you shop.  When shopping at participating Verified by Visa merchants, when you check out, pop-up windows will prompt you to enroll in the service and create a password.

 Verified by Visa®

Primebank Visa® Credit Card

With Primebank’s Visa® credit card you don’t have to choose between the value of a traditional Visa® Card or uChoose rewards®. With Primebank you get both!

Points earned with your Primebank Visa®  credit card can be pooled with points earned with your Primebank debit card on a uPIC Points account.

Access Your Credit Card Account

Primebank makes it easier and more convenient than ever to manage your Primebank Visa® credit card account:

  • Enjoy the convenience of 24 hour access
  • Manage your account online
  • Download statements
  • Pay your bill online

Access your Primebank Visa® credit card

Enroll for online access to your Primebank Visa® credit card

 Request your Credit Card Agreement

If you have a Primebank credit card and would like a copy of your cardholder agreement, please call us at (712) 541-6219 or click here to request a copy online.

Manage your Primebank Visa® Credit Card

Our credit card management tool is the next generation in digital credit card management and can help you from becoming a victim of credit card fraud.

The latest and most robust innovation in credit card management is available through our mobile app.  It replaces CardValet.

The credit card management tool is integrated into our Mobile App and allows you to:

  • Receive instant alerts for suspected fraud
  • Report a missing card without making a phone call
  • You have the ability to manage your card - you can turn it on and off
  • Insights to review your spending
  • Set controls for where and how your card is used
  • Create travel plans

You now have a seamless card experience that will make your card even more convenient and secure.



Click on the image above to learn more about brella.

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