Checking
Checking Accounts that fit your style!
Checking accounts at Primebank are designed to give you more choice. Ranging from our Basic and Basic Plus Checking Accounts to our uPIC Checking Accounts that allow you to choose your reward based on the way you bank. With a Primebank checking account, you earn more, your way!
uPIC POINTS CHECKING ACCOUNT
Maximize your rewards with uPIC Points Checking.
Earn points toward the rewards that matter most to you, whether it’s your morning coffee, a new laptop, or something else from UChoose Rewards®. Make uPIC Points Checking work for you!
With uPIC Points Checking you earn points for many different activities including:
|
Debit Card POS Signature Purchases |
1 point per $2 spent |
|
Debit Card POS PIN Purchases |
1 point per $2 spent |
|
Direct Deposit (ACH Credit) |
50 points per deposit(1) |
|
ACH Debit Transaction |
10 points |
|
Popmoney®/A2A Transfer |
10 points |
|
eDeposit |
25 points per eDeposit (1) |
|
eStatement Enrollment – 1 time |
500 points |
|
Internet Banking Enrollment – 1 time |
200 points |
|
Mobile Banking Enrollment – 1 time |
200 points |
|
Birthday (name line 1 – 3 annually) |
50 points |
|
Student – Good Grades (Per Semester) |
100 points |
|
New Credit Card Account – 1 time |
1,000 points |
|
New Checking Account – 1 time |
100 points |
|
New Savings Account – 1 time |
100 points |
|
New IRA – 1 time |
500 points |
|
New HSA – 1 time |
500 points |
|
New Safe Deposit Box – 1 time |
500 points |
|
New HELOC Loan – 1 time |
2,000 points |
|
New Home Mortgage Loan – 1 time |
2,500 points |
|
New Good Neighbors Club Member |
100 points |
|
Good Neighbors Club Overnight |
500 points |
|
UChoose Rewards® Registration |
500 points |
More about the Account
|
Minimum Deposit to Open |
None |
|
Monthly Service Charge |
None |
|
eStatements - (if you choose paper statements a fee of $3 per statement applies) |
Free |
|
Interest Bearing |
No |
|
ATM Surcharge Fee Refunds(2) |
|
|
22 years of age or younger |
$10 |
|
23 years of age or older |
$10(3) |
Features
uPIC Points Checking offers FREE ATM/Debit Card, eStatements, eDeposit, Mobile Banking*, Internet Banking*, eBill Pay and eAlerts. Popmoney** and A2A Transfers** are also available for this account.
*Data and messaging rates may apply.
**Usage rates may apply.
(1)100 points maximum per monthly statement cycle.
(2)$10 maximum per monthly statement cycle. Refunds do not apply to withdrawals at foreign ATMs.
(3)Refund requires at least 15 Debit Card POS purchases to post and settle during the monthly statement cycle.
uPIC INTEREST CHECKING ACCOUNT
A higher interest rate awaits you when you build your relationship with Primebank.
Use eStatements, direct deposit, or other qualifying services and be rewarded for what you use with uPIC Interest Checking!
Earn interest on all balances with no minimum deposit to open. Earn even more interest by meeting one or more of the following qualifiers during each monthly statement cycle – the more qualifiers you meet, the higher your Annual Percentage Yield.
Qualifiers include:
- Be enrolled and receive eStatements
- At least 1 Direct Deposit (ACH Credit)
- At least 15 Debit Card POS purchases post and settle
- Over $50,000 in consumer banking relationship(1)
|
Qualifiers Met |
Daily Balance |
APY |
|
0 |
All balances |
0.10% |
|
1 |
All balances |
0.15% |
|
2 |
All balances |
0.40% |
|
3 |
All balances |
0.45% |
|
All |
Less than $25,000
More than $25,000 |
3.30%
1.05%- 3.30%(3) |
Features
uPIC Interest Checking offers FREE ATM/Debit Card, eStatements, eDeposit, Mobile Banking*, Internet Banking *, eBill Pay and eAlerts. Popmoney® A2A Transfers** are also available for this account.
Refunds of U.S. ATM surcharge fees will be made up to $10 per monthly statement cycle if at least 15 Debit Card POS purchases post and settle during the cycle.
*Data and messaging rates may apply.
**Usage rates may apply.
(1)Comprised of the current month’s average available balance in consumer deposits and/or the current outstanding principal balance in consumer loans we service (excluding credit card accounts), as of the business day before the statement cycle ends.
(2)APYs accurate as of 7/1/16. APYs may change after account opening. Fees could reduce earnings.
(3)Varies based on account balance. 1.05% APY based on a $100,000 balance. Higher balances will have a lower APY.
Limited to one account per household. If you choose paper statements a fee of $3 per statement applies.
uPIC CASH BACK CHECKING ACCOUNT
Flexible accounts that will pay you back again and again.
When making a direct deposit, a purchase with your debit card, or other qualifying services, your uPIC Cash Back Checking account will help you earn more!
Flexible accounts that will pay you back again and again. When making a direct deposit, a purchase with your debit card, or other qualifying services, your uPIC Cash Back Checking account will help you earn more!
|
Debit Card POS Signature Purchases |
$0.10 per purchase |
|
Debit Card POS Pin Purchases |
$0.10 per purchase |
|
Direct Deposit (ACH Credit) |
$0.50 per deposit(1) |
|
ACH Debit Transaction |
$0.10 |
|
eDeposit |
$0.25 per eDeposit(1) |
More about the account
|
Minimum Deposit to Open |
None |
|
Monthly Service Charge |
None |
|
eStatements (if you choose paper statements a fee of $3 per statement applies) |
FREE |
|
Interest Bearing |
No |
|
ATM Surcharge Fee Refunds (2) |
|
|
22 years of age or younger |
$10 |
|
23 years of age or older |
$10(3) |
Features
uPIC Cash Back Checking offers FREE ATM/debit card, eStatements, eDeposit, Mobile Banking*, eBill Pay and eAlerts. Popmoney®** and A2A Transfers** are also available for this account.
*Data and messaging rates may apply.
**Usage rates may apply.
(1)$1 maximum per monthly statement cycle.
(2)$10 maximum refund per monthly statement cycle. Refunds do not apply to withdrawals at foreign ATMs.
(3)Refund requires at least 15 debit card POS purchases.
BASIC CHECKING ACCOUNT
This easy to use and maintain checking account offers a low minimum balance to open and unlimited check writing.
This easy to use and maintain checking account offers a low minimum balance to open and unlimited check writing.
|
Minimum to Open |
$500 |
|
Monthly service charge will be waived if account maintains a minimum daily balance of $500 for the monthly statement cycle or the account is enrolled and receives eStatements |
$6
|
|
eStatements or Paper Statements (check & deposit images are included with monthly statements) |
FREE
|
|
Interest Bearing |
No |
Features
Basic Checking offers FREE ATM/Debit Card, eStatements, eDeposit, Mobile Banking*, Internet Banking *, eBill Pay and eAlerts. Popmoney** and A2A Transfers** are also available for this account.
*Data and messaging rates may apply.
**Usage rates may apply.
BASIC PLUS CHECKING ACCOUNT
Earn interest while still taking advantage of a checking account that is easy to use and maintain.
Basic Plus Checking allows you to enjoy higher yielding interest based on daily collected balances of $10,000 and over.
Earn interest while still taking advantage of a checking account that is easy to use and maintain. Basic Plus Checking allows you to enjoy higher yielding interest based on daily collected balances of $10,000 and over.
|
Minimum Deposit to Open |
$10,000 |
|
Monthly service charge will be waived if account maintains a minimum daily balance of $10,000 for the monthly statement cycle or the account is enrolled and receives eStatements |
$12
|
|
eStatements or Paper Statements (check & deposit images are included with monthly statements) |
Free |
|
Interest Bearing |
Yes |
Features
Basic Checking Plus offers FREE ATM/Debit Card, eStatements, eDeposit, Mobile Banking*, Internet Banking*, eBill Pay and eAlerts. Popmoney** and A2A Transfers** are also available for this account.
*Data and messaging rates may apply.
**Usage rates may apply.