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Checking


Checking Accounts that fit your style!

Checking accounts at Primebank are designed to give you more choice.  Ranging from our Basic and Basic Plus Checking Accounts to our uPIC Checking Accounts that allow you to choose your reward based on the way you bank.  With a Primebank checking account, you earn more, your way!  

Maximize your rewards with uPIC Points Checking

Earn points toward the rewards that matter most to you, whether it’s your morning coffee, a new laptop, or something else from UChoose Rewards®.  Make uPIC Points Checking work for you!

With uPIC Points Checking you earn points for many different activities including:

Debit Card POS Signature Purchases

1 point per $2 spent

Debit Card POS PIN Purchases

1 point per $2 spent

Direct Deposit (ACH Credit)

50 points per deposit(1)

ACH Debit Transaction

10 points

Popmoney®/A2A Transfer

10 points

eDeposit

25 points per eDeposit (1)

eStatement Enrollment – 1 time

500 points

Internet Banking Enrollment – 1 time

200 points

Mobile Banking Enrollment – 1 time

200 points

Birthday (name line 1 – 3 annually)

50 points

Student – Good Grades (Per Semester)

100 points

New Credit Card Account – 1 time

1,000 points

New Checking Account – 1 time

100 points

New Savings Account – 1 time

100 points

New IRA – 1 time

500 points

New HSA – 1 time

500 points

New Safe Deposit Box – 1 time

500 points

New HELOC Loan – 1 time

2,000 points

New Home Mortgage Loan – 1 time

2,500 points

New Good Neighbors Club Member

100 points

Good Neighbors Club Overnight

500 points

UChoose Rewards® Registration

500 points

 More about the Account

Minimum Deposit to Open                                                                        

None

Monthly Service Charge

None

eStatements -                                           

(if you choose paper statements a fee of $3 per statement applies)

Free

Interest Bearing

No

ATM Surcharge Fee Refunds(2)

 

     22 years of age or younger

$10

     23 years of age or older

$10(3)

Features

uPIC Points Checking offers FREE ATM/Debit Card, eStatements, eDeposit, Mobile Banking*, Internet Banking*, eBill Pay and eAlerts.  Popmoney** and A2A Transfers** are also available for this account.

 *Data and messaging rates may apply.

**Usage rates may apply.

(1)100 points maximum per monthly statement cycle.

(2)$10 maximum per monthly statement cycle.  Refunds do not apply to withdrawals at foreign ATMs.

(3)Refund requires at least 15 Debit Card POS purchases to post and settle during the monthly statement cycle.

A higher interest rate awaits you when you build your relationship with Primebank. 

Use eStatements, direct deposit, or other qualifying services and be rewarded for what you use with uPIC Interest Checking!

Earn interest on all balances with no minimum deposit to open.  Earn even more interest by meeting one or more of the following qualifiers during each monthly statement cycle – the more qualifiers you meet, the higher your Annual Percentage Yield.

Qualifiers include:

    • Be enrolled and receive eStatements
    • At least 1 Direct Deposit (ACH Credit)
    • At least 15 Debit Card POS purchases post and settle
    • Over $50,000 in consumer banking relationship(1) 

Qualifiers Met

Daily Balance

APY

0

All balances

0.10%

1

All balances

0.15%

2

All balances

0.40%

3

All balances

0.45%

All

Less than $25,000

 

More than $25,000

 3.30%

 

 

1.05%-

3.30%(3)

Features

uPIC Interest Checking offers FREE ATM/Debit Card, eStatements, eDeposit, Mobile Banking*, Internet Banking *, eBill Pay and eAlerts.  Popmoney® A2A Transfers** are also available for this account. 

Refunds of U.S. ATM surcharge fees will be made up to $10 per monthly statement cycle if at least 15 Debit Card POS purchases post and settle during the cycle.

 *Data and messaging rates may apply.

**Usage rates may apply.

(1)Comprised of the current month’s average available balance in consumer deposits and/or the current outstanding principal balance in consumer loans we service (excluding credit card accounts), as of the business day before the statement cycle ends.

(2)APYs accurate as of 7/1/16.  APYs may change after account opening.  Fees could reduce earnings.

(3)Varies based on account balance.  1.05% APY based on a $100,000 balance.  Higher balances will have a lower APY.

Limited to one account per household.  If you choose paper statements a fee of $3 per statement applies.

 

Flexible accounts that will pay you back again and again. 

When making a direct deposit, a purchase with your debit card, or other qualifying services, your uPIC Cash Back Checking account will help you earn more! 

Flexible accounts that will pay you back again and again.  When making a direct deposit, a purchase with your debit card, or other qualifying services, your uPIC Cash Back Checking account will help you earn more! 

Debit Card POS Signature Purchases

$0.10 per purchase

Debit Card POS Pin Purchases

$0.10 per purchase

Direct Deposit (ACH Credit)

$0.50 per deposit(1)

ACH Debit Transaction

$0.10

eDeposit

$0.25 per eDeposit(1)

 

More about the account 

Minimum Deposit to Open

None

Monthly Service Charge

None

eStatements (if you choose paper statements a fee of $3 per statement applies)

FREE

Interest Bearing

No

ATM Surcharge Fee Refunds (2)

 

         22 years of age or younger

$10

         23 years of age or older

$10(3)

Features

uPIC Cash Back Checking offers FREE ATM/debit card, eStatements, eDeposit, Mobile Banking*, eBill Pay and eAlerts.  Popmoney®** and A2A Transfers** are also available for this account.

*Data and messaging rates may apply.

**Usage rates may apply.

(1)$1 maximum per monthly statement cycle.

(2)$10 maximum refund per monthly statement cycle.  Refunds do not apply to withdrawals at foreign ATMs.

(3)Refund requires at least 15 debit card POS purchases.

This easy to use and maintain checking account offers a low minimum balance to open and unlimited check writing.

This easy to use and maintain checking account offers a low minimum balance to open and unlimited check writing.

 

Minimum to Open

$500

Monthly service charge will be waived if account maintains a minimum daily balance of $500 for the monthly statement cycle or the account is enrolled and receives eStatements

$6

  

eStatements or Paper Statements (check & deposit images are included with monthly statements)

FREE

 

Interest Bearing

No

Features

Basic Checking offers FREE ATM/Debit Card, eStatements, eDeposit, Mobile Banking*, Internet Banking *, eBill Pay and eAlerts.  Popmoney** and A2A Transfers** are also available for this account.

 *Data and messaging rates may apply.

**Usage rates may apply.

Earn interest while still taking advantage of a checking account that is easy to use and maintain.  

Basic Plus Checking allows you to enjoy higher yielding interest based on daily collected balances of $10,000 and over.

Earn interest while still taking advantage of a checking account that is easy to use and maintain.  Basic Plus Checking allows you to enjoy higher yielding interest based on daily collected balances of $10,000 and over.

 

Minimum Deposit to Open

$10,000

Monthly service charge will be waived if account maintains a minimum daily balance of $10,000 for the monthly statement cycle.

$12 

 

eStatements or Paper Statements (check & deposit images are included with monthly statements)

Free

Interest Bearing

Yes

Features

Basic Checking Plus offers FREE ATM/Debit Card, eStatements, eDeposit, Mobile Banking*, Internet Banking*, eBill Pay and eAlerts.  Popmoney** and A2A Transfers** are also available for this account.

 *Data and messaging rates may apply.

**Usage rates may apply.

Watch our video about uPIC checking by clicking the image below.

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