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Loan Rates

Effective: March 25, 2019

RATES MAY CHANGE AT ANY TIME. PLEASE CALL ONE OF OUR FOUR LOCATIONS FOR OUR MOST CURRENT RATES

Residential Mortgage Loan Rates

Mortgage Products Interest Rate Annual Percentage Rate (APR) Monthly Payment
10 Year Fixed 3.375% 3.679% $997.27
15 Year Fixed

3.500%

3.710% $725.25
20 Year Fixed 3.750% 3.915% $601.49
30 Year Fixed 4.000% 4.120% $484.34
3/1 Adjustable Rate Mortgage 4.625% 4.668% $516.99
5/1 Adjustable Rate Mortgage 4.625% 4.668% $516.99
7/1 Adjustable Rate Mortgage 4.750% 4.793% $524.54

All interest rates listed are based on a 45-day lock in period. Products and rates are subject to change without notice and may vary depending on your unique credit history and transaction. All rates are based on an owner occupied primary residence first mortgage loan. The payment examples and APRs listed above are based on a $100,000 loan with a 20% down payment. A smaller down payment may require Private Mortgage Insurance which will increase the APR. The monthly payment amounts include principal and interest. Adjustable Rate Mortgages (ARMs) are based on a 30 year amortization period.

APRs for fixed rate loans include a 1% loan origination fee and a $450 commitment fee. Other closing costs include appraisals, abstracting, attorney’s opinions, etc. and also affect the final cost of a mortgage.

APRs for Adjustable Rate Mortgages (ARMs) include a $500 loan origination fee. Other closing costs include appraisals, abstracting, attorney's opinions, etc. and also affect the final cost of a mortgage.

Please contact a Primebank real estate lending officer for more information at (712)546-4175 in Le Mars, (712) 722-4545 in Sioux Center or (712)224-5400 in Sioux City, Monday through Friday, 8:00 a.m. to 5:00 p.m. or Saturday, 8:00 a.m. to 12:00 p.m.

In addition to the products and rates listed above, we offer a wide variety of other real estate products, including:

  • Home Improvement Loans
  • Construction Loans
  • Debt Consolidation Loans
  • First Time Home Buyer Loans
  • 100 % Financing Options

Consumer Loan Rates

Consumer Products Interest Rate Annual Percentage Rate (APR) Monthly Payment
3 Year New Car Fixed* 4.000% 4.166% $295.24
4 Year New Car Fixed* 4.500% 4.627% $228.04
5 Year New Car Fixed* 4.750% 4.853%

$187.57

6 Year New Car Fixed* 5.000% 5.087% $161.06
3 Year Used Car Fixed* 
(3 yr. old car or newer)
4.500% 4.667% $297.47
4 Year Used Car Fixed*
(3 yr. old or newer)
5.000% 5.128% $230.30
3 Year Used Car Fixed*
(4 to 5 yr. old car)
5.750% 5.918% $303.09
3 Year Used Car Fixed*
(6 yr. old car or older)
6.750% 6.919% $307.63
Unsecured Personal Loan** 18.000% 18.362% $180.76
Secured Personal Loan** 12.000% 12.349% $166.07

*APRs listed above for car loans are based on a $10,000 loan with a $25.00 loan origination fee. The monthly payment amounts include principal and interest.

**APRs listed above for unsecured and secured personal loans are based on a $5,000 loan amortized for 36 months. APRs include a $25.00 loan origination fee. The monthly payment amounts include principal and interest.

Rates may vary if payments are made by a method other than an automatic debit of an account at Primebank.

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