Business & Agricultural Financing _••• We're Here to Help!
One of the continuing challenges to a business is understanding the right financing for your company. We will work with you to build the right financing structure to support your company's cash flow and growth objectives. Whether you are acquiring, expanding, or starting a business, see a professional lender at Primebank.

Working Capital Loans
Think of us if you need funds to finance inventory, accounts receivable and general operating, or when you need a letter of credit. We share your vision of growth and opportunity.

Farm Operating and Livestock Loans
At Primebank, we offer a wide range of operating loans. Whether for crop expenses or livestock production, we offer it all at competitive rates with terms tailored to meet your agribusiness needs.

Machinery and Equipment
When it's time to purchase that new tractor or replace the aging forklift, give us a call. We have loans available for just about any type of machinery or equipment. Our rates are competitive and our terms are flexible.

Real Estate Loans
Always a strong and reliable source of financing, Primebank offers Real Estate Loans with many advantages -- including low closing costs. Contact us for your building, land, and agricultural purchases; commercial, farm, and livestock building construction; or to refinance your present loans.

Business Manager®
In response to the growing financial needs of local businesses and professionals, Primebank offers an accounts receivable management service. We purchase your existing accounts receivable on a discounted basis, handle all customer billing and payment collections, and assist in your record keeping and monthly reporting. You enjoy the freedom of not having to deal with bill collection while receiving the benefit of immediate access to your sales receipts.

Loan Programs – Agriculture
Our bank also participates in Farm Service Agency (FSA) guaranteed farm loans and Iowa Agricultural Development Authority (IADA) loans. These loans can be for operating expenses, machinery, livestock, real estate, and debt consolidation. These are excellent programs to help the beginning farmer get started.  We also offer Federal Crop Insurance as a great risk management tool.

Loan Programs – Business
The key to getting credit for a new or rapidly expanding business is to have a bank that is adept at gaining access to government supported programs. Our professional bankers are experts at Small Business Administration programs such as SBA Express, SBA Microloans, SBA 7A and SBA 504. We are fast and efficient at obtaining USDA approvals for Business and Industry Guarantees. We also use the Iowa Link Deposit Loan Program so you have access to preferred loan pricing.