 |
Effective: February 3, 2012
RATES
MAY CHANGE AT ANY TIME.
PLEASE
CALL
ONE OF OUR THREE LOCATIONS
FOR OUR MOST CURRENT RATES
Certificate Of Deposit
|
| Term |
Annual Percentage Yield (APY) |
Minimum To Open |
Minimum To Earn APY |
| 3 Month |
0.25%
|
$1,000 |
$1,000
|
| 6 Month |
0.45%
|
$1,000 |
$1,000
|
| 12 Month |
0.85%
|
$1,000 |
$1,000
|
| 18 Month |
1.05%
|
$1,000 |
$1,000
|
| 24 Month |
1.35%
|
$1,000 |
$1,000
|
| 30 Month |
1.45%
|
$1,000 |
$1,000
|
| 36 Month |
1.55%
|
$1,000 |
$1,000
|
| 48 Month |
1.65%
|
$1,000 |
$1,000
|
60 Month
(Step Up**) |
1.75%
|
$1,000 |
$1,000
|
| **Rate may be adjusted twice during the original term of this certificate. Member FDIC. An early withdrawal penalty may be imposed on withdrawals of principal prior to maturity. Rates are subject to change without notice. Fees could reduce earnings. |
Savings Accounts
|
| Product |
Annual Percentage Yield (APY) |
Minimum To Open |
Minimum To Earn APY |
| Statement Savings |
0.25% |
$50 ** |
$0.00 |
| Money Market |
0.50%
0.40%
0.30%
0.30%
0.15%
0.15%
0.15%
|
$2,500 |
$100,000+
$50,000 - 99,999
$25,000 - 49,999
$10,000 - 24,999
$5,000 - 9,999
$2,500 - 4,999
$0 - 2,499
|
| Elite Savings |
0.60%
0.55%
0.45%
|
$50,000 |
$250,000+
$100,000 - 249,999
$50,000 - 99,999
|
| IRA / SEP Tiered Savings |
1.60%
1.60%
1.45%
1.45%
1.15%
1.15%
|
$100 |
$150,000+
$100,000 - 149,000
$50,000 - 99,000
$25,000 - 49,999
$10,000 - 24,999
$0 - 9,999 |
| Coverdell Education Savings |
1.00%
|
$100 |
$0.00 |
| HSA Savings |
1.55%
1.55%
1.40%
1.40%
1.10%
1.10%
|
$100 |
$150,000+
$100,000 - 149,000
$50,000 - 99,000
$25,000 - 49,999
$10,000 - 24,999
$0 - 9,999 |
| **The minimum balance requirement is waived for minors 18 and younger. Member FDIC. These Savings Accounts are variable rate accounts, thus the rate is subject to change at any time without notice. Fees could reduce earnings. |
Personal Checking Accounts
|
| Product |
Annual Percentage Yield (APY) |
Minimum To Open |
Minimum To Earn APY |
| Platinum Plus Checking |
0.70% |
$10,000 |
$10,000 |
| Platinum Checking |
0.45%
0.40%
|
$1,000 |
$5,000 +
$1,000 - 4,999
|
| Interest Checking |
0.30%
0.25%
0.20%
|
$500 |
$10,000 +
$5,000 - 9,999
$500 - 4,999 |
| HSA Checking |
0.90%
0.90%
0.90%
|
$100 |
$10,000 +
$5,000 - 9,999
$500 - 4,999 |
| Member FDIC. These Checking Accounts are variable rate accounts, thus the rate is subject to change at any time without notice. Fees could reduce earnings |
Business Checking Accounts
|
| Product |
Annual Percentage Yield (APY) |
Minimum To Open |
Minimum To Earn APY |
| Business Plus |
0.30%
0.25%
0.20% |
$500 |
$10,000+
$5,000 - 9,999
$500 - 4,999 |
| Member FDIC. These Checking Accounts are variable rate accounts, thus the rate is subject to change at any time without notice. Fees could reduce earnings |
|
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